Our Affiliations...

Latest Lending Rates


Latest Lending Rates

We have access to over 30 financial institutions; we can shop to ensure you get the best available mortgage and the best available mortgage rate. From residential to commercial and recreational real estate, we can help you make the right decisions on financing by providing you with a wide range of alternatives. Whether you're buying a home, renewing your mortgage, or thinking about refinancing to renovate, invest or even consolidate your debts, you can trust the experts at Lotus Loans and Mortgages.


Bank Rates Term OUR RATES
3.00 % Variable 2.85 %
3.50 % 1 Year Closed 2.75 %
3.85 % 2 Year Closed 3.09 %
4.35 % 3 Year Closed (quick close) 2.79 %
4.79 % 4 Year Closed 3.24 %
5.19 % 5 Year Closed ** 3.29 %
6.35 % 7 Year Closed 3.89 %
6.75 % 10 Year Closed 3.89 %

* Note: Rates are subject to change without notice. Please contact us for more information.
**Insured or low-ratio insurable deals only. Conventional low-ratio deals will be submitted to CMHC and only deals with an insurable response will be eligible